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International Travel Cover - Schengen travel insurance: ( Castellano )

 

The IHI Schengen Travel plan offers protection if you have a sudden, unexpected illness or injury when travelling to a country within the Schengen area (see list of Schengen countries ).

 

The plan has been specially designed to meet the regulations set up by the European Union. According to these regulations, people who apply for an entry visa to the Schengen area must prove that they have a valid medical travel insurance. The insurance must cover costs for emergency treatment, hospitalisation, urgent ambulance transportation and medical evacuation back to the home country. The insurance amount must be at least 30,000 euros.

 

Schengen Travel complies with all these demands and covers you on all types of trips to the Schengen countries.

 

Choice of cover period

You can choose between different options, depending on how long and how often you travel to the Schengen area:

Single trip cover from 3 days up to 62 days

 

Multiple trip cover within a 90 days, 182 days or 365 days period

 

The benefits are the same for both options, only the period of cover and the premiums vary (click here to see the table of benefits). 

 

If you need our help

In case of sudden illness or accident, ihi Bupa provides you with 24 hour emergency eervice. Our competent staff and doctors work day and night, and bills regarding hospitalisation are paid directly to the hospital. If you are hospitalised you must always notify IHI immediately so that we can send a guarantee of payment to the hospital.

In case of outpatient treatment by a doctor you must pay the bill yourself before claiming reimbursement. After this, you must send us the original, itemised and receipted bill together with a completed claim form in order for us to process your claim.

 

If you have a pre-existing condition

Schengen Travel covers acute illness and injury occurring after you have started your trip abroad. In order for an illness to be covered it must be unexpected. Therefore, if you suffer from a condition before you begin your trip, this will normally not be covered.

 

If you have a pre-existing condition and if you are not sure whether the insurance provides coverage, you should send a medical report to ihi Bupa before your trip in order to get information about the cover in your particular situation.

Policy Conditions

 

Schengen visa-compliant travel insurance requirements eg to visit Spain - some information (please check with your local Spanish Consulate)

 

 

 

 

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